Financial Support

Doctoral Loans & Funding

Financial Support

Doctoral Loans & Funding

Piggy bank on money

Students can receive financial support to cover the cost of tuition fees and maintenance (living expenses) towards their doctoral study in the UK. 

There is a range of help sources available to fund doctoral study, including –

  • Student loans for tuition fees and living costs
  • Scholarships
  • Grants and allowances
Financial Support

Home (UK) Students

You can get funding for doctoral study through loans, studentships, bursaries and grants – you might also get help from your employer.

Doctoral Loans

A Doctoral Loan can help with course fees and living costs while you study a doctoral course, such as a PhD. You can also get extra support if you have a disability. You will have to start repaying your loan when your income is over a certain amount (the ‘threshold’ amount). You can get up to:

  • £25,700, if your course starts on or after 1 August 2019

Apply online or by post:

For more information, visit Doctoral Loan.

Scholarships, Grants and Allowances

In addition governmental student loan schemes, UK home students can also apply for financial support in terms of scholarships as well as some additional grants and allowances provided by the government and universities. Learn more about scholarships and grants using the link below –

Financial Support
EU Students

The Government has announced that EU students applying for university places in 2019/20 academic years are eligible for financial support in England. Check the GOV.UK website for further information.

The Welsh Government has provided an update regarding student support arrangements for EU students entering higher education in Wales in 2019/20.

The Scottish Government has confirmed  student support arrangements for EU applicants entering HE in Scotland in 2019/20.

The Northern Irish Government has confirmed the student support arrangements for EU students entering higher education in Northern Ireland in 2019/20. Visit the NI Direct website for more information.

EU and international students may also be able to find scholarships or bursaries.

Financial Support
Overseas Students

There are several resources of financial aids available for international students, but we can divide them into three main categories –

Student Loans

UK demonstrates a higher commitment to offering optimal conditions for study maintaining a rich scheme of student loans. But, if you are a non-EU student it’s unlikely you will find a student loan in UK granted by the governmental authorities.

The only option left to you is the university of your choice. Universities are allowed to establish their own student loan schemes for talented students, including those coming here from other countries than EU countries. For this, we highly suggest you contact your university and see if they run a student loan scheme on their own and ask what are the terms and conditions.

A second chance for you can be the financial resources in your home country. Often education authorities support students abroad by awarding student loans or similar grants. If there are no funds you can ask private companies to provide funds to study in the UK while giving them something in reward. Commonly, such a reward can be a repayment with an interest rate or an agreement which obligates you to return home after graduation and work in that company for a certain time period.


Scholarships are a good resource for financial aid for international students in UK. There’s a wide range of them and chances are higher you are going to find something suitable. Look at scholarships page for more details –


Private grants

Aside from the scholarships and student loans, private grants are another alternative resource of financial aid for international students in the UK. Often there are companies or non-governmental organisations that are ready to finance your education in the UK.

You can contact them for these much-coveted funds either in the form of loans or charitable funds. If you take a loan you can sign a certain agreement that defines the time limit within which you must give your money back or the method how this is going to be done.

More often than not, companies are ready to help students in the UK under the condition that they will come back to work for them once they get their degree. In such a scenario, it’s a win-win situation for both of you: you get your university degree in the UK while the company hires an exceptional employee.

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